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FHA Announcement- Reduction Of Monthly Insurance Premium

FHA announced on January 9, 2015 that it was reducing the monthly insurance premium by one half of one percent that it charges on loans with terms greater than 15 years. In plain English-the former FHA rate was 1.35%.  On or after January 26, 2015, the rate will be .85% So for new loans originated on 01/26/2015 or later, the previous monthly premium on a $100,000 loan would have been $112.50; at .85%, the new …MORE >>


How Much House Can I Afford?

Once you have attended a first time home buying workshop, you will meet for a private session with a housing counselor who will review your income, credit, bank account, and employment history in order to determine how much of a mortgage payment you can afford-which then would determine loan amount, which then determines the house price. Monthly Gross Income If you are a salaried individual-that means you have a fixed salary and you do not …MORE >>


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2819 Chesterfield Ave is Our Home of the Week!

2819 Chesterfield  Ave. is for sale for $149,900 and it is a steal! This beautifully renovated spacious townhome is conveniently located near  transportation and shopping not to mention it is right across the street from Herring Run Park! This home has plenty of original charm including stain glass windows and wood trim along the gleaming hardwood floors throughout. Renovations include a brand new eat-in kitchen with stainless steel appliances, cherry wood cabinets and granite counters. There are three nicely sized bedrooms, two full baths and one half …MORE >>



MLK Day Parade – Monday Jan, 19th

Mayor Stephanie Rawlings-Blake and the Baltimore Office of Promotion & The Arts celebrate the 15th annual Dr. Martin Luther King, Jr. Parade presented by Forman Mills.  The parade commemorates the life of civil rights leader and icon Dr. Martin Luther King, Jr. on Monday, January 19, 2015 at noon.  More than 50 groups participate in the parade including high school and community bands, honor/color guards, equestrian units, fraternities & sororities, lively dance squads and civic …MORE >>